Hortica provides outstanding customer service, competitive prices and sound insurance advice to individuals, families and business of all types.
For over 120 years, Hortica Insurance & Employee Benefits (the trade name of Florists' Mutual Insurance Company) has been providing horticultural businesses across the nation with insurance and risk management services, earning a reputation for being the leading insurance specialist serving the horticultural industry.
Through its wholly-owned insurance agency subsidiary, Hortica makes that same commitment to provide excellent service, value and insurance expertise to non-horticultural insurance customers as well. Whether your needs range from insurance for your first car to risk management advice for your multi-national corporation, Hortica's insurance experts are prepared to guide you through the risk management process and provide the insurance products and services that are best-suited to your unique needs, all at a price you can afford.
Hortica Standards of Professional Behavior and Ethical Conduct
Responsibility is the foundation of integrity. We hold ourselves and others responsible for acting with honesty, respect, and fairness.
Honesty is fundamental in Guiding and Providing. We act honestly and do not tolerate or justify dishonest conduct in any circumstance.
Respect is the foundation of our Company's interaction and communication. We use appropriate speech and behaviors to demonstrate respect for one another and for the business process.
Fairness is essential for the evaluations that are part of the business process. We strive to achieve fairness in our actions, standards and procedures as well as in our evaluation of the work of others.
Trust is achieved when all who are involved in the business process adhere to the principles of integrity.
The directors, officers and staff of Hortica are committed to the principles of professional behavior and integrity. As a community of business professionals, we strive to embody the characteristics of responsibility, honesty, respect and fairness in our professional and personal lives.
Florists' Insurance Service, Inc., d/b/a Hortica Insurance & Employee Benefits, delivers insurance policies issued by numerous well respected insurance companies. Hortica receives compensation in terms of straight commissions and in some cases contingent commissions which are based on both the volume of business and the profitability of this business from these companies.
The insurance policies that Hortica delivers are based on the knowledge and expertise we have gained and developed over the course of our over 120 year history. We do not have access to all insurance markets and cannot warrant that the policies we deliver are the best, least expensive, most comprehensive available. Hortica does focus on integrity, accountability and honesty and enjoys a well-earned reputation for delivering comprehensive protection at competitive prices along with excellent customer service.
Copyright © 2008 Hortica Insurance & Employee Benefits.