National Flood Insurance Program (NFIP)

Important Information (1/08)

 

  • Everyone lives in a flood zone
  • Floods are caused by storms, melting snow, hurricanes, and water backup due to inadequate or overloaded drainage systems, dam or levee failure, etc.
  • Flood damage is not covered by most homeowners/business owners policies.
  • You can buy flood insurance no matter what your flood risk is, as long as your community participates in the National Flood Insurance Program
  • Between 20 and 25 percent of all flood insurance claims come from low-risk areas.
  • Flood insurance is affordable and easy to obtain.
  • Even renters can protect their belongings from flood.
  • There is usually a 30-day waiting period before coverage goes into effect.
  • Flood insurance pays even if a disaster is not declared.
  • Hortica Insurance & Employee Benefits can provide you with a quote that will meet your specific needs.

 

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